International diversification

How closed-end funds and international diversification can enhance your portfolio Key points Diversifying internationally gives investors the freedom and flexibility to access a broader range of opportunities and be selective in investing among regions.

International diversification

Asset Allocation 101

They are not guaranteed in any way by anybody and are subject to change over time. First Fidelity Reserve disclaims and is not liable for any claims or losses, which may be incurred by third parties while relying on information published herein.

Individuals should not look at this publication as giving finance or investment advice or information for their individual suitability.

First Fidelity Reserve does not recommend financing any purchase or spending more than you can afford to lose if your investment goes down in value. First Fidelity Reserve does not recommend customers pay a International diversification for International diversification withdrawal from any investment to purchase coins.

Numismatic purchases are affected, in part, by economic and market conditions. While First Fidelity Reserve's competitive pricing, margins and market strategy approach the market with specific attention to the areas we recommend, we impress upon the customer to perform his or her own due diligence in deciding on the amount and type of their numismatic position and independently verify all representations.

First Fidelity Reserve and its representatives do not offer any implied or assumed promises. As with all investments, past performance is not a guarantee of future returns. Further, you understand the coin market is speculative and unregulated and you could lose money if you have to sell these coins in the short run, say a year or two.

First Fidelity Reserve recommends a hold time of five to ten years or more. While offering no guarantee of growth in any time frame, First Fidelity Reserve wants the customer to understand that holding numismatic coins shorter than the recommended hold time could result in losses, while longer holding periods, such as years or more increase the chances a coin's value can rise.

Specific exceptions to the thirty 30 day return privilege must be approved by management in writing. First Fidelity Reserve strives to resolve customer complaint issues directly with customers in an expeditious manner. In the event an amicable resolution cannot be reached, you and First Fidelity Reserve agree to accept binding arbitration.

Any controversy or claim arising out of or relating to transactions between you and First Fidelity Reserve shall be resolved by binding arbitration pursuant to the Federal Arbitration Act and administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules in Jefferson County, Texas and judgment on the award rendered by the Arbitrator may be entered in any court having jurisdiction thereof.

It is understood you and First Fidelity Reserve waive any right to a jury trial.

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CST Monday through Friday and speak with a manager regarding any issues or complaints that you may have. Customers should not look at our written materials or our recommendations as giving personalized legal or investment advice.

You understand payment terms may vary based upon dollar amount of transaction, type of coin purchased, advertised offers and other factors. You understand all advertised offers are subject to inventory limitations of advertised product.

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You understand delivery time may vary based upon payment methods used. The company cannot be responsible for any indications used for valuation and purchasing of customer coins unless its offer is in writing and confirmed according to the company's policies and procedures.

These terms apply to all orders, all purchases, sales and trades made by telephone, through the website or otherwise.

Before you may place an order to purchase, sell or trade coins with First Fidelity through an online transaction, you must read and accept all of the terms included in this Agreement. If you have placed an order to purchase, sell or trade coins with First Fidelity via telephone and the terms of this Agreement are unacceptable to you, please utilize the return privilege referenced in Paragraph 4.

Otherwise, you acknowledge acceptance of all terms of this Agreement. You acknowledge you are making your own decision to purchase coins from First Fidelity or sell or trade coins to First Fidelity. You further acknowledge First Fidelity is not making any recommendations with respect to your online transactions.De minimis A legal term for an amount that is small enough to be ignored, too small to be taken seriously.

Used to restrict legal provisions, including laws regarding international trade, to amounts of activity or trade that are not trivially small.

International diversification

How closed-end funds and international diversification can enhance your portfolio Key points Diversifying internationally gives investors the freedom and flexibility to access a broader range of opportunities and be selective in investing among regions.

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